System Architecture Assessment & Design

Temenos Transact (T24) is one of the world’s leading core banking systems, trusted by numerous banks in Vietnam and globally for its flexible, modern transaction processing capabilities and its ability to support rapid digital transformation.

However, to successfully implement and operate Temenos Transact, banks must take a critical step: System Architecture Assessment & Design. This process lays the foundation to ensure system stability, security, and scalability as business demands grow.

Why is System Architecture Assessment & Design Essential for Transact?

• Optimize transaction processing performance

• Ensure scalability
  (Handle growing transaction volumes and user bases)

• Meet security and compliance standards
  (Align with local regulations and international best practices)

• Minimize downtime risks
  (Guarantee 24/7 continuous operations)

Key Activities

1. System Assessment

Infrastructure Review:

• Evaluate current servers, databases, operating systems, networks, and middleware components.

Application Review:

• Assess core banking modules in use, such as AA (Account Management), Payments, STS (Standing Orders).

• Review system integrations with satellite platforms like Ebanking, LOS, AML, etc.

Security Review:

• Analyze system security, user management, and access control.

• Check compliance with standards like PCI DSS, ISO 27001, and local regulations.

2. Architecture Design

Application Architecture:

• Define business workflows in Temenos Transact.

• Design APIs and communication with satellite systems via OFS, OFSML, or the Temenos API Gateway.

Infrastructure Architecture:

• Design High Availability (HA) and Disaster Recovery (DR) models to ensure system resilience.

• Support both on-premises and cloud deployments (AWS, Azure).

Capacity Planning:

• Forecast transaction volumes, concurrent users, and storage capacity.

• Develop scalable expansion plans.

Security Blueprint:

• Design multi-layer security models covering network and application layers.

• Implement DMZ segmentation, TLS/SSL encryption, and user authentication through IAM or SSO.

Benefits for the Bank

• Enhanced system stability and transaction processing performance

• Future-proof scalability
  (Support millions of customers as business grows)

• Improved compliance, security, and risk management

• Faster time-to-market for new digital banking products, improving customer experience

Conclusion

Investing in System Architecture Assessment & Design for Temenos Transact is not just a technical exercise—it’s a strategic move to empower banks in their digital transformation journey.

If your organization is implementing or planning to implement Temenos Transact, contact us for detailed consultation and architecture design services tailored to your needs.